Tuesday, December 27, 2011

Study on the Rural Finance Service in Zaozhuang City | Economics ...

?Abstract? The construction of socialistic new country, is significant strategic decision which was made in the outline of China?s the Eleventh Five-Year Plan. In recent years, from the strategic altitude, the Central Party Committee has made a series of important deployment for the rural work, which has obtained positive result. As the finance took the core of the modern economy , the development of the economy in any nation and society cannot live without the substantial support of the financial. Therefore, investigating the rural finance service actuality, resolving the matters concerned to the insufficient financial support for the Agriculture, Ruralareas and Peasantry , which has great significance to the development of the farmer, the agriculture and the rural economy. Especially for ZaoZhuang which is underdeveloped area in the economy, the rural finance is major origin of the fund support for the rural economy.Gotted affected and restricted by lots of factors, The related data material indicates that the rural finance of ZaoZhuang still is the weakest link in the entire financial system, the service level does not fit for the need of the socialism new rural reconstruction. So, studing the problem of the rural finance service in Zaozhuang, studing how does the research banking industry enlarge to the rural finance development fund investment and the support, meets the service innovation of the rural finance, enhances the service quality of the rural finance, satisfies the need for the develop of the rural economy, which is a current urgent need solution important topic, which has important practical significance to solve the difficulties existing in the rural finance service of ZaoZhuang, expand the fund investment to the country, support the whole city rural development of the country.Along with the reform of financial system constant deepening, for adapting the competitive request of the market economy ,bank industry of Zaozhuang has carried on the large scale deepened adjustment from the organization layout, the service variety, the management and operation idea and other aspects. But this kind of adjustment has actually brought more disadvantageous influences to the rural finance service, displayed in: the shrinkage of the rural finance service points presented the tendency gradually, the outflow question of the rural finance service fund was day by day serious, the tendency competition of the rural finance service was not full, the supplies ability of the rural finance service obvious attenuated. The appearance of above phenomenon, has seriously affected the quality and the level of the rural finance service. This article uses the investigation and the real diagnosis analysis method, from geography factor, market factor, system factor, policy factor and so on to search the reason, and in allusion to these restriction factors, from the own development of agricultural industry, the organization system consummation of the rural finance service, the policy support to the rural finance, the servo system construction of the rural finance service and the extense of innovation ,to explores and optimizes the way and the procedure of Zaozhuang rural finance service.This article was divided to five parts: The first part of introduction, which introduced the background and the writing goal of the paper, have analyzed the present research situation in domestic and foreign regarding the rural finance service question , introduced the research way and the frame construction of the paper briefly; The second part has introduced the basic situation of Zaozhuang rural financial service, described the organization system and the service survey of Zaozhuang Banking industry financial organ , has analyzed the existence condition of the rural finance service; The third part of paper from four directions: change of the rural finance organization points layout, outflow of the service fund, attenuation of the supplies ability, competition of the service , carry on the analysis how to improve the rural finance service; the fourth part from geography factor, market factor, system factor, policy factor has carried on the reason analysis. The fifth part, the author carried on the analysis about the solution of the question existing in the rural finance service, described from speeding up the industrialization adjustment of the agricultural, enlarging policy support to the rural finance, consummating the organization system of the rural finance service, enlarging the credit investment to the country, speeding up the service servo system construction of to the rural finance, extending the innovation of the rural finance service and so on, in order to realize the improvement of the rural finance service and the powerful support of the rural finance to the construction of the socialism new rural.

Title: Study on the Rural Finance Service in Zaozhuang City
Category: Finance economics
Filename: Study on the Rural Finance Service in Zaozhuang City.pdf
Pages: 130
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