Cool Great Stuff | Finance - If I put all of my student loan debt ...

I currently owe $45,000 in student loans and I am having a hard time paying them off. The loans are private (sallie mae) and I am not elligible for consolidating them via federal loans since I am not a US citizen. I was not able to get a visa so I had to leave the US. I live in Europe now.

I understand that declaring bankruptcy would not cancel out the student loans, but I have read that bankruptcy could cancel out credit card debt. I have a good credit score (790), so given some time, with an even higher credit score, I may be able to transfer my loans to a few credit cards.

What are the laws regarding credit card debt and bankruptcy? What difference does it make that I am not a US citizen and do not live in the US?

Source: http://finance.coolgreatstuff.com/if-i-put-all-of-my-student-loan-debt-on-a-credit-card-could-i-cancel-this-out-by-declaring-bankruptcy

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