Tuesday, March 20, 2012

World Travel Made Easy With International Travel Insurance ...

Be it a business trip or a family holiday, one wants to enjoy peace of mind. You could face difficult situations anytime during your trip, whether it is a sudden illness or lost luggage. International travel insurance helps you to deal with all such contingencies.

International travel insurance is especially designed to help you deal with a medical or financial crisis while traveling abroad. It offers broad coverage for the entire trip for medical treatment, loss of passport or baggage. You can go for an affordable travel insurance plan at the time of booking your trip. But how to buy an insurance plan that is right for your budget and that can be bought at short notice?

International travel insurance plans come with a lot of benefits, such as medical and travel assistance all over the world. It can be purchased conveniently at the time of booking your trip and your policy is issued immediately. Another great feature is the cashless claims settlement. Today, you can find affordable travel insurance as per your need. There are plans to suit each type of trip and traveler.

First, there is the single trip plan which offers coverage for a single trip. The premium amount depends on where your travel destination and the tenure of your trip. As some countries fall in a high risk zone and the probability of medical or financial needs increases with the tenure of the trip, the premium depends on these two factors, along with the person?s age and health conditions.

Then there is the multi-trip plan, which provides benefits for one year for any number of places visited in the time limit. The premium amount again depends on the countries visited and the duration of each visit. It also depends on the age and health of the person traveling.

There are international travel insurance plans for students, who are interested in studying abroad. Student policy plans give coverage for all medical and financial emergencies for the entire period of their stay abroad.

Senior citizen plans are designed for senior citizens. All medical and non medical expenses incurred on travel abroad are covered under this plan. There is usually coverage even for pre-existing medical conditions in life threatening emergencies.

International travel insurance plans also provide coverage for overseas medical expenses and non refundable trip costs due to cancellation or trip interruption. Do not let your holiday plans go haywire because of unplanned expenses while traveling abroad. Make sure that you and your family members are covered by travel insurance international and enjoy a peaceful holiday.

Source: http://www.hantsbridge.org/2012/03/18/world-travel-made-easy-with-international-travel-insurance.html

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